Bankruptcy

At The Heck Law Offices, Ltd., we offer diligent and compassionate representation to our clients who are experiencing financial difficulties. We understand that sometimes in life, events happen that lead to financial distress, and it can seem as if there is no hope to recover or to find a way out of the anxiety and worry you face. Attorney Jeff Stiffler of our firm has been assisting clients gain financial freedom through bankruptcy for nearly a decade. Jeff and his staff provide knowledgeable and prompt attention to each case, helping clients ease through the bankruptcy process in a timely fashion and obtain a fresh start, all at a reasonable price.

Stop The Harassment

Tired of the threatening phone calls and letters? Have you been sued or are having your wages garnished? The Heck Law Offices, Ltd., can stop the harassment, lawsuits and garnishments and put you back on the path to financial stability. By providing skilled and prompt representation, Attorney Jeff Stiffler can help stop:

· Wage garnishments
· Pending lawsuits
· Creditor telephone calls
· Creditor letters
· Utility shut-offs
· Evictions
· Bank attachments
· Negative credit reporting

Let The Heck Law Offices, Ltd., give you peace of mind and deliver all of the protections afforded to you under the bankruptcy law.

What Is Chapter 7 Bankruptcy?

A Chapter 7 bankruptcy is known as a “liquidation” bankruptcy. This means that upon filing your bankruptcy petition, a trustee is appointed, and his job is to evaluate and collect any of your assets or property that he is permitted that can be sold or liquidated to help satisfy your debts. However, some property and assets are protected by Ohio and federal law. A skilled bankruptcy attorney like Jeff Stiffler will be able to advise you on what assets are safe from the trustee’s reach. At The Heck Law Offices, Ltd., Jeff Stiffler has the knowledge and experience to advise clients on asset protection strategy and how any and all available bankruptcy exemptions can be applied to your property.

Protect Your Assets

Ohio and federal law provide that you are permitted to keep certain property when you file a Chapter 7 bankruptcy. Each type of property is protected by state or federal “exemptions.” Attorney Jeff Stiffler will able to advise you how those exemptions apply in your case. By providing proper advice and strategy, The Heck Law Offices, Ltd., in most cases, will be able to protect:

· Your home
· Your vehicle(s)
· Your household goods and furnishings, including electronics and clothing
· Your retirement
· Your firearms
· Your jewelry
· Most other personal property
· Workers’ compensation and personal injury settlements
· Social Security Disability benefits, including lump-sum past due benefits

Let Jeff Stiffler and The Heck Law Offices, Ltd. ensure that you do not lose property by providing you with excellent legal representation at an affordable price.

At The Heck Law Offices, Ltd., we pride ourselves in providing quality representation combined with the individual attention that each client needs and deserves. Don’t keep avoiding creditors and putting off moving forward with your life. Let The Heck Law Offices, Ltd. meet those creditors head-on and help you get that fresh start.

Our firm practices bankruptcy law and is considered a debt relief agency under federal law. We help people file for bankruptcy relief under the Bankruptcy Code.